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Family - mother, daughter, son, dad in their home.

Home Equity Line Of Credit Built For You

1.75% APR 6-Month Introductory rate 1, 2  

With a Home Equity Line of Credit from Century Bank you can make the improvements to your home that you've been wanting, buy that car you've been eyeing, take that vacation you've been needing, or pay for that wedding you've been planning! 3

Pick up an application today at any of our locations or complete a contact form and we'll contact you within one business day to give you the details! 

We're also only a phone call away, call us today at 505.995.1200.

1 Variable rate after 6 months. After the introduction period, the APR will be priced between 1.50%-2.00% over APOR (average prime offer rate) based on the loan amount. For example, rates as of 10/26/21 would range from 4.50%-4.88% with current APOR of 2.88%. Rates subject to change daily. In no event will the APR exceed 18% and will never be less than 4.50% (rates reflect a 0.25% discount for automatic payments from a Century Bank deposit account and may be subject to other terms and conditions). 10 year draw period of interest only payments than loan will fully amortize over 15 years of principal and interest payments. Total maximum term of 25 years. This offer is available on new lines only, owner occupied. 

2 Appraisal fees waived and $50 annual fee waived for the first year. Title policy and other fees may apply. Insurance will be required on all properties. Speak with a representative regarding other terms and conditions. 

3 Limited time offer beginning 11/1/2021 and ending 4/30/2022. Approved loan applications received during this time period will receive the offer. This is not an offer of credit, all loan applications are subject to credit approval.

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