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New Rules as of May 11, 2018 for covered Legal Entities opening new accounts or modifying existing accounts! See the Questions and Answers for Beneficial Ownership.

Century Bank's Relationship Managers have deep tenure and experience in assisting New Mexico's businesses thrive and grow. We bring Local to Life. Local decision makers understand our local community.

Click Here to meet our Lenders and to contact them during business hours.

* All loans subject to credit approval.

Business Loans*

Century Bank works with businesses of all sizes, including not-for-profit, to help facilitate your growth and success. Century Bank's local Commercial Lenders understand your business needs. With your Century Bank Business Checking account you are able to view your loans online.

  • Working capital lines of credit
  • Equipment, vehicle, and tenant improvement
  • Letters of Credit
  • Acquisition and expansion
  • Real estate purchase and refinance
  • Apartment financing
  • Commercial land purchase
  • Development loans
  • Commercial construction loans


SBA and Government Enhanced Loans*

Century Bank has expertise in working with a number of government entities to assist small business succeed in our communities.  We offer a variety of loans for all your business needs, including working capital lines of credit, permanent working capital, business expansion and acquisition, fixed asset purchases, and owner occupied real estate.   Your success is our business.

Small Business Administration (SBA) Loans

The U.S. SBA has delivered millions of loans, loan guarantees, contracts, counseling sessions and other forms of assistance to small businesses.  They provide assistance primarily through four programmatic functions: Access to capital, entrepreneurial development, government contracting, and advocacy.

SBA Loan Programs include:

  • 7A Program
  • SBA Express
  • SBA Veterans Initiative
  • SBA Small Loan Advantage
  • SBA Export Express
Federal Home Loan Bank EDPPlus Grant Program

The FHLB EDPPlus program helps to provide working capital for small businesses which, in turn, aids community development. Grant money up to $25,000 is available based on the loan amount requested.


New Mexico Finance Authority

The New Mexico Finance Authority partners directly with banks for two programs designed to increase credit availability for small businesses:

  • Collateral Support Program
  • Loan Participation Program

* All loans subject to credit approval.