Desktop Search
Mobile Search

Loans & Lines of Credit

Online Banking

Mobile View

Apply For Online Banking

 Need more help?

Call Us 505.995.1200  

Email Us

Century Bank offers a variety of Consumer Loans for personal use. As a community bank, decisions are made locally and fast! 

Century Bank offers:

  • Competitive Rates
  • Affordable Repayment Terms
Personal Loans and Lines of Credit

Century Bank offers personal loans, both secured and unsecured, based on your available collateral making borrowing easy.

Unsecured Personal Loan 1,2,3
  • Minimum loan size of $1000
  • Terms up to 60 months depending on loan amount
CD/Savings Secured 1,2,3
  • Minimum loan size of $1000
  • Instant in-branch approval
Personal Line of Credit  1,2,3
  • Credit lines from $500 to $100,000
  • Can be used as overdraft protection
  • No fee for each automatic transfer
  • Access your Personal Line of Credit simply by writing a check or making a transfer (online, mobile app, telephone, or in person)4
  • Interest is charged only on the amount borrowed (balance due)
Credit Constructor 1,2,3

Century Bank offers loans for clients who have a "0" credit score or for a first time borrower.

  • New or Used Auto - Terms up to 60 months
  • Unsecured Personal Loans - Terms up to 36 months
Home Equity Line of Credit

Unlock the equity in your home with a Home Equity Line of Credit (HELOC). A HELOC allows you to use your line of credit for your needs: home improvements, a dream vacation, tuition, a new car or paying off other debt.1,2

Our Home Equity Line of Credit features:

  • Competitive rates and terms3
  • Line of credit amounts from $10,000 to $250,000
  • Local processing and underwriting
  • Easily access your HELOC by simply writing a check. You may also advance funds in-person, transfer funds by telephone, online banking or mobile banking4
  • View all of your line of credit activity with Century Bank Online Banking

Pick up an application today at any of our convenient locations!

We are happy to answer your questions. Give us a call at 505.995.1200 or Toll Free at 1.877.424.2828.



Auto Loans

In the market to purchase a car or looking to refinance your existing car loan? Century Bank can help! We have financing options to meet your needs and offer a variety of terms and competitive rates on both a new car purchase or refinancing.

New or Used Automobile 1,2,3
  • New car terms up to 84 months depending on loan amount
  • Used Car terms up to 72 months depending on loan amount and vehicle age
Recreational Vehicle, Tractor and Equipment Loans

When it comes time to purchase an RV, motorcycle, boat or farm equipment, let Century Bank help you with a personal loan to meet those needs.

New or Used Recreational 1,2,3
  • Available for Boats, Jet Ski, Snowmobile, ATV, Motorcycle/Scooter, Travel Trailer or Motorhome
  • New or used terms available for up to 84 months depending on loan amount and recreational vehicle type and value
Tractor and Equipment Loans 1,2,3
  • New terms up to 60 months depending on loan amount
  • Used terms up to 54 month depending on loan amount and age

1 Offer of credit is subject to credit approval

2 Other restrictions may apply

3 Terms subject to change without notice. For more information about rates, fees and other terms, contact a local Century Bank representative.

Mobile Banking is provided by Century Bank at no additional cost, however, you may incur charges to receive internet, cellular or other data service on your mobile device. You may also incur charges from your telecommunications carrier when sending and receiving information in conncetion with your use of Mobile Banking.


For questions or to get a rate quote, call one of our branches:
  • Santa Fe: 505.995.1200
  • Espanola: 505.367.1200
  • Albuquerque 505.798.5900
  • Rio Rancho: 505.771.7300
  • Las Cruces: 575.521.2400


Apply in person at any one of our convenient locations. For locations and business hours click here.