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Century Bank offers a variety of Consumer Loans for personal use. As a community bank, decisions are made locally and fast! Along with your Century Bank Personal or Business accounts you can view your loan online with Century Bank's Online Banking.

Century Bank offers:

  • Competitive Rates
  • Affordable Repayment Terms


Auto Loans

In the market to purchase a car or looking to refinance your existing car loan? Century Bank can help! We have financing options to meet your needs and offer a variety of terms and competitive rates on both a new car purchase or refinancing.

New or Used Automobile 1,2,3
  • New car terms up to 84 months depending on loan amount
  • Used Car terms up to 72 months depending on loan amount and vehicle age


Recreational Vehicles, Tractor and Equipment Loans

When it comes time to purchase an RV, motorcycle, boat or farm equipment, let Century Bank help you with a personal loan to meet those needs.

New or Used Recreational 1,2,3
  • Available for Boats, Jet Ski, Snowmobile, ATV, Motorcycle/Scooter, Travel Trailer or Motorhome
  • New or used terms available for up to 84 months depending on loan amount and recreational vehicle type and value
Tractor and Equipment Loans 1,2,3
  • New terms up to 60 months depending on loan amount
  • Used terms up to 54 month depending on loan amount and age


Secured and Unsecured Personal Loans

Century Bank offers personal loans, both secured and unsecured, based on your available collateral making borrowing easy.

Unsecured Personal Loan 1,2,3
  • Minimum loan size of $1000
  • Terms up to 60 months depending on loan amount
CD/Savings Secured 1,2,3
  • Minimum loan size of $1000
  • Instant in-branch approval
Personal Line of Credit  1,2,3
  • Credit lines from $500 to $100,000
  • Can be used as overdraft protection
  • No fee for each automatic transfer
  • Access your Personal Line of Credit simply by writing a check or making a transfer (online, mobile app, telephone, or in person)
  • Interest is charged only on the amount borrowed (balance due)


Credit Constructor 1,2,3

Century Bank offers loans for clients who have a "0" credit score or for a first time borrower.

  • New or Used Auto - Terms up to 60 months
  • Unsecured Personal Loans - Terms up to 36 months


1 Offer of credit is subject to credit approval
2 Other restrictions may apply
3 Terms subject to change without notice


For questions or to get a rate quote, call one of our branches:
  • Santa Fe: 505.995.1200
  • Espanola: 505.367.1200
  • Albuquerque/Rio Rancho: 505.798.5900
  • Las Cruces: 575.521.2400


Apply in person at any one of our convenient locations. For locations and business hours click here.