Other Services



Business eBanking

Century Bank's Online Banking offers all the conveniences of your bank at your fingertips. As long as you have an internet connection you can log on anytime, anywhere and access your account. From checking balances, paying bills, to making deposits or transferring money between your accounts, Century Bank's Online Banking makes it easy to manage your business' finances.*
 
 
 
*Mobile and Online Banking is available to Century Bank account holders with an internet connection. Mobile and Online Banking is provided by Century Bank at no additional cost.  Mobile Banking users may incur charges to receive internet, cellular or other data service on their mobile device. There may also be other charges from your telecommunications carrier when sending and receiving information in connection with your use of Mobile Banking, including the use of text messages.



two business owners looking at a new garment.
Business Line of Credit
 
Business loans can be intimidating, but our experienced lenders know how to tailor your needs to the right type of business loan. 
 













































Business Debit Card

 
Cash is no longer king, which makes a Century Bank VISA®  debit card an integral part of your busy life. A VISA®  debit card gives you access to your account anywhere VISA®  is accepted.
 
And paying with a Century Bank debit card just got easier with our new Tap to Pay technology! Your Century Bank Debit VISA®  is now enhanced with contactless EMV chip technology. This means that your debit card will have additional security features that can be used at chip-enabled payment terminals - close to home and anywhere in the world. Use your Century Bank VISA®  at point of sale terminals or ATMs where VISA®  is universally accepted. 
We think you’ll agree, a visit to your local coffee shop or shopping around town is much easier with a
Century Bank VISA® Debit Card.
  • Included with every Century Bank Checking account
  • EMV - Chip Technology  
  • Tap to Pay - Your new VISA® debit card is enhanced with the newest technology for making contactless payments
  • Flexibility - Shop, get cash at ATMs, and more
  • Global - Widely accepted where you see the VISA® symbol
  • Secure - Extensive fraud protection controls
  • Card Swap - Update online subscriptions, merchants, or bill pay
  • Debit Card Limits
  • Your Century Bank Debit VISA® daily limits are as follows:
  • Daily Point of Sale (POS) is $1,500
  • Daily ATM withdrawal limit $1,000
 
For more information about Visa's® cardholder benefits, visit:
 
 
By activating and using your VISA®  debit card, you are agreeing to the terms and conditions governing the usage of the card as outlined in the Electronic Fund Transfer Disclosure and Agreement.
 
*Please refer to the VISA® Benefits above for additional information regarding these services which may include additional fees and other terms and conditions. You may request a copy anytime at any of our convenient locations or by calling 505.995.1200.
 
 
If you ever need a temporary increase, please call Customer Service at 505.424.2888 or toll-free 877.424.2828. You may also visit your local branch and a Universal Banker will be happy to assist you.
In today's global environment, debit cards simplify your life and, at Century Bank, making your life easier and safer is one of our main priorities.
 
Request a Debit Card
  • Once you open a new Century Bank checking account, or if you have an existing account, you can request a debit card in one of the following ways:
  • Call us at 505.995.1200 or toll-free 877.424.2828
  • Visit a local branch
Your new cards should arrive in the mail within 7-10 business days.
Activating Your Debit Card
Please call 800.290.7893 (within the US) or 206.624.7998 (outside the US) to activate your card.
 
Travel Notifications
Before embarking on an extended trip or a short vacation, Century Bank recommends that you contact us before traveling to activate a Travel Notification on your debit card(s). This step will reduce the possibility of card access being interrupted.
 
It’s easy to set up a Travel Notification:
  • Log in to your Online Banking account and send us a Secure Message with the dates and location of your upcoming trip
  • Call us at 505.424.2888 or toll-free 877.424.2828
For your protection, we will continue to monitor debit card activity even when a Travel Notification is in effect.
 
Please note that you may be required to use your PIN when making certain types of transactions outside of the State of New Mexico.
 
Changing your PIN (Personal Identification Number)
Please call 800.290.7893 (within US) or 206.624.7998 (outside US) to change your PIN.
It is highly unlikely that you ever leave home without your mobile phone or device. What if you could combine the power of your own mobile phone with your wall?
 
We are proud to introduce the Century Bank Mobile Wallet, a touchless solution to making payments where mobile wallets are accepted.
 
Mobile wallet gives you the ability, with certain mobile devices, to pay participating merchants with your Century Bank (CB) VISA® Debit Card. Using contactless payment technology, you can now use your mobile device as an electronic wallet at merchant checkout terminals. Instead of using your physical plastic card, you can pay with your Mobile Wallet enabled device such as a smart phone, tablet, or watch.
 
The information from your CB VISA® Debit Card is stored digitally on your mobile device and is transferred electronically to the merchant only with your authorization.
 
Century Bank supports Apple Pay®, Google Pay™, and Samsung Pay for mobile wallet. To set your device up for Mobile Wallet today, click on the appropriate link below and follow the instructions for your device:
 
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If you need further assistance, stop by any one of our convenient locations during normal business hours or call us at 505.995.1200 or toll-free at 877.424.2828.
MyCardRules™ to monitor and detect debit card fraud.
 
Century Bank now offers MyCardRules™, a mobile app that allows Century Bank VISA®  Debit cardholders to monitor debit card usage, control and detect fraud, and set several preferences on how your VISA® debit card can be used1. 2
 
Enrolled cardholders will receive real-time alerts on pre-determined transactions, settings, and rules.
 
Lose a card? Turn your card "off" for added safety until you reach the bank. Find your card in the meantime. What a relief! Simply turn your card back "on".
 
On a budget? Tell the app what your spending limits are and stay within transaction limits.3
 
MyCardRules™ features include the ability to:
  • Turn your VISA® debit card ON/OFF with the tap of a finger
  • View recent debit card transactions and activity
  • Set location preferences by location, region, or country to define the areas in which your card can or cannot be used
  • Set spending limits on transactions to specify a transaction amount above which transactions are denied
  • Set specific transaction types to allow or refuse (in-store, eCommerce, mail or phone orders, auto pay, ATMs, etc.)
  • Set specific merchant types to allow or refuse (department stores, gas stations, grocery stores, etc.)
  • Customize alerts that will be pushed to your mobile device
  • Add multiple cards
 
Download the app today!
 
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Need more information? Call or visit us at any of our convenient locations during normal business hours.
 
1. This service is provided at no additional cost. However, you may incur charges to receive internet, cellular, or other data service on your mobile device. You may also incur charges from your telecommunications carrier when sending and receiving information in connection with your use of MyCardRules™.
 
2. MyCardRules™ is a mobile application developed and maintained by Jack Henry and Associates (JHA) for financial institutions that use JHA Card Processing Solutions™ for their debit card processing.
 
3. Daily Point of Sale (POS) Transaction Limits and ATM Cash Withdrawal Limits are predetermined by Century Bank. Please contact us for assistance.
At Century Bank, one of our top priorities is the safety of your bank accounts. That is why we now offer the following services to help protect you, your family, and your loved ones from fraud. 
 
Fraud Center provides proactive monitoring of debit card transactions using transaction profiling to identify fraud patterns as transactions occur. The system examines historical spending patterns and builds a customer profile to identify high risk transactions that may be outside your normal spending habits.
 
When a high-risk debit card transaction comes in, it will be reviewed by a Fraud Analyst who will evaluate the transaction. If suspicious, the Fraud Analyst will attempt to contact you using the phone number(s) we have on record. If there is no answer, the Fraud Analyst will leave a message. If the Analyst is unable to verify the transaction by speaking to the owner of the debit card, a temporary block will be placed on future debit card transactions.
 
If your debit card is blocked because a Fraud Analyst is unable to reach you, the Analyst will provide a phone number to reply to the message to remove the temporary block. You may also call Century Bank at 505.424.2888 during normal business hours to have the block removed.
 
When a Fraud Analyst calls, you will be asked to verify whether a specific transaction is valid. It is important to note that the Analyst will not ask for personal information, such as your account number, the CVV code located on the back of the card, card expiration date, Social Security number, etc.
In most cases, if you report your card lost or stolen in a timely manner, you will not be held liable for unauthorized use of your debit card. Let us know immediately if your card has been lost, stolen, or if you notice any suspicious activity on your Century Bank accounts.
 
During normal banking hours, you can call our Customer Service Center at 505.424.2888, to report your lost or stolen card, or to report suspicious activity.
 
After Hours or Weekends
If you discover your debit card has been lost, stolen, or see suspicious debit card activity on your accounts after hours or during a weekend, call 888.297.3416 (within the US) or 206.389.5200 (outside US).  You will need to provide:
  • The bank’s name, city, and state. You may also provide Century Bank's ABA number: 307072443
  • The exact name on the card
  • Your full address and a daytime phone number
  • The reason you are requesting the card be canceled
To arrange for a replacement card, please call our Customer Service Center at 505.424.2888 during banking hours.
 
 
Important Tips to Protect Your Debit Card!
  • For security purposes, please activate your card as soon as you receive it
  • Treat your card like cash and keep it in a secure location
  • Do not write your PIN on your card, keep it with your debit card, or share it with anyone
  • Do not use obvious or easily guessed numbers for your PIN, such as your date of birth or “1111” or “1234”
  • Do not provide your account number to anyone or allow anyone to use your debit card
  • Check your monthly statements for unauthorized transactions. If there are any suspicious charges, contact Century Bank immediately at 505.424.2888
  • IMMEDIATELY contact Century Bank at 505.424.2888 if your debit card is lost or stolen. To report a lost or stolen card after business hours, please call 888.297.3416 (within the US) or 206.389.5200 (outside the US)
Another benefit to being a Century Bank customer is that you can use MoneyPass® ATM machine without incurring a "Foreign ATM Service Charge" from the owner of the ATM.
 
The MoneyPass® network offers tens of thousands of service charge-free ATMs throughout the US. A complete listing of MoneyPass® ATM locations and directions are available at www.moneypass.com.
 
Please see Century Bank’s Fee Schedule for a complete listing of bank fees.
 
As always, when you use your Century Bank ATM/Debit Card at a Century Bank ATM, we will NOT assess a service charge for the transaction. In addition, you have the option of receiving cash back without a service charge at many retail merchants (including grocery stores) when you make a purchase with your debit card.
 
  • Customize your account view to easily find accounts, transactions and more
  • Check account balances
  • Manage account users and assign roles and duties
  • Transfer funds between accounts once or set up recurring transfers
  • Link accounts from other banks to see balances and all activity, all in one place
  • View transactions including check and deposit images
  • Make Century Bank loan payments
  • Pay bills recurring or as needed using Bill Payment or make person-to-person payments with MyPay
  • Add custom alerts to notify you of checks clearing, bill payments, or account balances
  • Manage Century Bank debit cards with alerts, activation, deactivation, report lost or stolen cards with MyCardRules
  • Use CardSwap to manage debit cards used for online subscription and streaming services, eCommerce merchants and more
  • Export account information to your financial software
  • Manage Automated Clearing House (ACH) payments and credits
  • Generate wire transfers safely and securely
  • Fight check fraud with Century Bank Positive Pay*
  • Reorder your checks online
  • Enter stop payments
  • View up to 7 years of eStatements safely and securely
 
*Century Bank Positive Pay is a simple solution that helps your business identify fraudulent checks within your accounts by verifying each check's authenticity, as well as making the valid check information available to our tellers. Positive Pay helps fight the “would be” counterfeiters by quickly identifying suspect items. It is a tactical weapon to combat check fraud, and with Internet access, provides an early detection system that’s easy for businesses to manage. For more information, see the Treasury Management page.
 
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  • Pay bills online in just a few clicks*
  • Control which bills get paid and when
  • Set up auto payments
  • View and print payment history
  • Pay bills online from anywhere (payees must be located in the U.S.)
*10 monthly Online Bill Payments are provided at no charge. Each additional Online Bill Payment during the statement cycle will cost $0.40 each.
Century Xpress Deposit is a remote deposit capture product that allows you to deposit checks into your Century Bank checking account right from your office with our easy to use scanner – no more trips to the bank. 
Autobooks brings you the latest tools to give you more time to focus on growing your business. Instead of spending time on tedious financial tasks, Autobooks can automate your payment and bookkeeping functions.
 
Manage cash flow
The Autobooks dashboard keeps you up to date regarding incoming, coming due, and past due customer payments.
 
Send digital invoices
Send professional invoices directly to your clients’ inboxes.
 
Link to an online payment form
For businesses that don’t send digital invoices, Autobooks offers an online payment form. The payment form link can be shared via SMS, online, and more.
 
Accept and manage online payments
Autobooks simplifies the process of accepting and managing payments including ACH, credit/debit card, or lockbox payments.
 
Pay bills
With Autobooks, paying a bill is more than scheduling a payment. Autobooks integrates accounting categorization and vendor invoice reconcilement within the flow of bill pay.
 
Automated bookkeeping
Autobooks uses an integrated accounting ledger. Business owners no longer need to manage other applications that may be difficult to use. Autobooks accounting was built for the business owner!
 
Financial reports
Autobooks keeps your financial records up to date. Automated financial report creation makes the job easier.
If you would like more information, including how to schedule a demonstration, please click here.
Century Bank offers QuickBooks Web Connect and DirectConnect for our business customers.
 
With Web Connect, you log in to your Online Banking account and download your transactions by selecting QuickBooks WebConnect (*.QBO).  Save the file to your computer and then import it into QuickBooks. There is no fee to use WebConnct.
 
With DirectConnect, you can access your Online Banking accounts directly through QuickBooks and download transactions.  Users must already have QuickBooks and Business Online Banking.  There is a $10.00 monthly fee to use DirectConnect.
 
 
If you have questions on how to obtain these QuickBooks products, contact us at 505.424.2888.
Using Century Bank's Telephone Banking System, you can:
  • Access account information
  • Transfer funds
  • Make loan payments
  • Find branch locations and hours
  • Activate a new debit card
  • Report a lost or stolen debit card
Dial 505.424.2828 for Telephone Banking.