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Lines of Credit























































We make borrowing easy by offering personal loans, both secured and unsecured, based on your available collateral.
 
For questions or to obtain a rate quote, call us at 505.995.1200, visit any of our locations or complete a contact form and we'll call you within one business day!
 
1Offer of credit is subject to credit approval
2Other restrictions may apply
3Terms subject to change without notice. For more information about rates, fees and other terms, contact a local Century Bank Representative.
4Mobile Banking is provided by Century Bank at no additional cost, however, you may incur charges to receive internet, cellular or other data service on your mobile device. You may also incur charges from your telecommunications carrier when sending and receiving information in connection with your use of Mobile Banking.
Unsecured Personal Loan1,2,3
  • Minimum loan size of $1,000
  • Terms up to 60 months depending on loan amount
CD/Savings Secured1,2,3
  • Minimum loan size of $1,000
  • Instant in-branch approval.
Personal Line of Credit1,2,3
  • Credit lines from $500 to $100,000
  • Can be used as overdraft protection
  • No fee for each automatic transfer
  • Access your Personal Line of Credit by making a transfer (online, mobile app, telephone, or in person)4
  • Interest is charged only on the amount borrowed (balance due)
Credit Constructor1,2,3
  • Century Bank offers loans for clients who have a “0” credit score or for a first-time borrower.
  • New or Used Auto - Terms up to 60 months
  • Unsecured Personal Loans - Terms up to 36 months