Rates as of 4/10/2025
Personal Checking, Savings and Money Market
|
Account Type
|
Min. Deposit to Open | Min. Daily Balance to Obtain APY | Fixed or Variable Rate | Interest Rate | APY* |
|---|---|---|---|---|---|
| Century Interest Checking1, 2 | $100 | $0.01 | Variable | 0.01% | 0.01% |
| Century Platinum Checking1, 2 | $100 | $1,000 | Variable | 0.00% | 0.00% |
| - | Over $1,000 | Variable | 0.01% | 0.01% | |
| High Performance Savings1,3 | $25 | $100 | Variable | 0.03% | 0.03% |
| Minor Savings1,3 | $25 | $25 | Variable | 0.03% | 0.03% |
| High Performance Money Market1,2 | $5,000 | $1,000 | Variable | 0.01% | 0.01% |
| - | $10,000 | Variable | 0.01% | 0.01% | |
| - | $25,000 | Variable | 0.02% | 0.02% | |
| - | $50,000 | Variable | 0.02% | 0.02% | |
| - | $100,000 | Variable | 0.03% | 0.03% | |
| Liberty Money Market1,2 | $15,000 | $1,000 | Variable | 1.98% | 2.00% |
| $50,000 | Variable | 2.23% | 2.25% | ||
| $150,000 | Variable | 2.27% | 2.30% |
Business Checking, Savings and Money Market
|
Account Type
|
Min. Deposit to Open | Min. Daily Balance to Obtain APY | Fixed or Variable Rate | Interest Rate | APY* |
|---|---|---|---|---|---|
| Business Plus Interest1,2 | $500 | $5,000 | Variable | 0.01% | 0.01% |
| Business High Performance Savings1,2 | $25 | $100 | Variable |
0.03%
|
0.03% |
| Business High Performance Money Market1,2 | $5,000 | $1,000 | Variable | 0.01% | 0.01% |
| - | $10,000 | Variable | 0.01% | 0.01% | |
| - | $25,000 | Variable | 0.02% | 0.02% | |
| - | $50,000 | Variable | 0.02% | 0.02% | |
| - | $100,000 | Variable | 0.03% | 0.03 | |
| Business Liberty Money Market1,2 | $20,000 | $1,000 | Variable | 1.49% | 1.50% |
| - | $50,000 | Variable | 1.73% | 1.75% | |
| - | $250,000 | Variable | 2.23% | 2.25% |
*APY means Annual Percentage Yield.
1 Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
2 Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings.
3 Interest is calculated on collected daily balance, compounded daily and credited quarterly. Fees may reduce earnings.
1 Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
2 Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings.
3 Interest is calculated on collected daily balance, compounded daily and credited quarterly. Fees may reduce earnings.
Certificates of Deposit
|
Term
|
Min. Deposit to Open | Min. Daily Balance to Obtain APY | Fixed or Variable Rate | Interest Rate | APY* |
|---|---|---|---|---|---|
| 90 Daya,b | $1,000 | $1,000 | Fixed | 1.50% | 1.51% |
| 182 Daya,b | $1,000 | $1,000 | Fixed | 2.75% | 2.77% |
| 1 Yeara,b | $1,000 | $1,000 | Fixed | 2.50% | 2.50% |
| 2 Yeara,b | $1,000 | $1,000 | Fixed | 2.25% | 2.25% |
| 3 Yeara,b | $1,000 | $1,000 | Fixed | 1.75% | 1.75% |
| 4 Yeara,b | $1,000 | $1,000 | Fixed | 1.75% | 1.75% |
| 5 Yeara,b | $1,000 | $1,000 | Fixed | 1.75% | 1.75% |
Retirement Accounts
|
Term
|
Min. Deposit to Open | Min. Daily Balance to Obtain APY | Fixed or Variable Rate | Interest Rate | APY* |
|---|---|---|---|---|---|
| 1 Yearb,c | $1,000 | $1,000 | Fixed | 2.50% | 2.52% |
| 2 Yearb,c | $1,000 | $1,000 | Fixed | 2.25% | 2.27% |
| 3 Yearb,c | $1,000 | $1,000 | Fixed | 1.75% | 1.76% |
| 4 Yearb,c | $1,000 | $1,000 | Fixed | 1.75% | 1.76% |
| 5 Yearb,c | $1,000 | $1,000 | Fixed | 1.75% | 1.76% |
| Market IRAd,e | $100 | $100 | Variable | 0.50% | 0.50% |
*APY means Annual Percentage Yield.
a APY above assumes interest remains on deposit and is compounded at maturity. If the term is one year or longer, interest is compounded annually unless otherwise requested.
b Penalty for early withdrawal. Fees may reduce earnings on accounts.
c Interest is compounded quarterly and credited quarterly.
d Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
e Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings on accounts.
f Upon maturity, the CD will automatically renew as a 6 Month Classic CD at the current interest rate.
g To obtain cd special rate: Must open or own an existing Century Bank personal checking account (Fees may be associated with a Century Bank checking account. Speak with a Century Bank representative for more information.) Promotional rate cannot be combined with any other offers. No public funds or brokerage deposits. Personal accounts only (not for businesses). Available for a limited time beginning March 3, 2023.
h Upon maturity, the CD will automatically renew as a 2 Year Classic CD at the current interest rate.
a APY above assumes interest remains on deposit and is compounded at maturity. If the term is one year or longer, interest is compounded annually unless otherwise requested.
b Penalty for early withdrawal. Fees may reduce earnings on accounts.
c Interest is compounded quarterly and credited quarterly.
d Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
e Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings on accounts.
f Upon maturity, the CD will automatically renew as a 6 Month Classic CD at the current interest rate.
g To obtain cd special rate: Must open or own an existing Century Bank personal checking account (Fees may be associated with a Century Bank checking account. Speak with a Century Bank representative for more information.) Promotional rate cannot be combined with any other offers. No public funds or brokerage deposits. Personal accounts only (not for businesses). Available for a limited time beginning March 3, 2023.
h Upon maturity, the CD will automatically renew as a 2 Year Classic CD at the current interest rate.
Contact a Century Bank representative for more information about our accounts, fees, terms and conditions.
Century Checking
Our simplest account! This account can be yours with no monthly service fees if you enroll for Century Bank eStatements.
