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Rev 5.22

FACTS What Does Century Bank Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number
  • Account balances
  • Payment history
  • Credit History
  • Credit Scores
  • Overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Century Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Century Bank Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No We Don't Share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We Don't Share
For our nonaffiliates to market to you No We Do Not Share
Questions? Call 505.424.2888
  What We Do
How does Century Bank protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
How does Century Bank collect my information? We collect your personal information, for example, when you
  • Open an account 
  • Deposit Money
  • Apply for a loan
  • Use your credit or debit card
  • Show your driver's license
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Companies related by common ownership or control. They can be financial and non-financial companies.
  • Century Bank does not share with affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Century Bank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include a credit card company. 
Mobile Application Addendum

If you use the Century Bank Mobile Application, information unique to your mobile device, such as your location and camera access, may be shared to complete transactions and for third-party marketing. You may limit this sharing through the Application settings or your mobile device settings. However, some functionality may be lost if you limit this sharing; e.g. access to the camera is required to make a mobile deposit. Please see the Mobile Application Privacy Addendum.

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