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Why should you choose Century Bank for a business loan? Because, whether your business is small, large or anything in between, we're here to help! Business loans can be intimidating, but our experienced lenders know how to tailor your needs to the right type of business loan. Our lenders work and live in your communities and are available face-to-face or with a phone call to answer your questions.* 
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Need more help?

Call us at 505.995.1200 and ask for a Commercial Lender!
Century Bank's Commercial Lenders have deep tenure and experience in assisting New Mexico's businesses thrive and grow. Local decision makers understand our local community.
Century Bank works with businesses of all sizes, including not-for-profit, to help facilitate your growth and success. Century Bank's local Commercial Lenders understand your business needs. How can we help?
  • Working capital
  • Equipment, vehicle, and tenant improvement
  • Acquisition and expansion
  • Real estate purchase and refinance
  • Apartment financing
  • Commercial land purchase
  • Development loans
  • Commercial construction loans
Century Bank offers a wide variety of business loan options for your needs including installment loans, lines of credit or letters of credit. 
Century Bank has expertise in working with a number of government entities to assist small businesses succeed in our communities.  We offer a variety of loans for all your business needs, including working capital lines of credit, permanent working capital, business expansion and acquisition, fixed asset purchases, and owner occupied real estate.   Your success is our business!

Small Business Administration (SBA) Loans

The U.S. SBA has delivered millions of loans, loan guarantees, contracts, counseling sessions and other forms of assistance to small businesses.  They provide assistance primarily through four programmatic functions: Access to capital, entrepreneurial development, government contracting, and advocacy.
  • SBA Loan Programs include:
  • 7A Program
  • SBA Express
  • SBA Veterans Initiative
  • SBA Small Loan Advantage
  • SBA Export Express

Federal Home Loan Bank EDPPlus Grant Program

The FHLB EDPPlus program helps to provide working capital for small businesses which, in turn, aids community development. Grant money up to $25,000 is available based on the loan amount requested.

New Mexico Finance Authority

The New Mexico Finance Authority partners directly with banks for two programs designed to increase credit availability for small businesses:
  • Collateral Support Program
  • Loan Participation Program
* All loans subject to credit approval.
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