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We make borrowing easy by offering personal loans, both secured and unsecured, based on your available collateral.

Unsecured Personal Loan 1,2,3

  • Minimum loan size of $1,000
  • Terms up to 60 months depending on loan amount

CD/Savings Secured 1,2,3

  • Minimum loan size of $1,000
  • Instant in-branch approval

Personal Line of Credit  1,2,3

  • Credit lines from $500 to $100,000
  • Can be used as overdraft protection
  • No fee for each automatic transfer
  • Access your Personal Line of Credit simply by writing a check or making a transfer (online, mobile app, telephone, or in person)4
  • Interest is charged only on the amount borrowed (balance due)

Credit Constructor 1,2,3

Century Bank offers loans for clients who have a "0" credit score or for a first time borrower.
  • New or Used Auto - Terms up to 60 months
  • Unsecured Personal Loans - Terms up to 36 months
1Offer of credit is subject to credit approval
2Other restrictions may apply
3Terms subject to change without notice. For more information about rates, fees and other terms, contact a local Century Bank Representative.
4Mobile Banking is provided by Century Bank at no additional cost, however, you may incur charges to receive internet, cellular or other data service on your mobile device. You may also incur charges from your telecommunications carrier when sending and receiving information in connection with your use of Mobile Banking.

For questions or to get a rate quote, call one of our branches:

Santa Fe: 505.995.1200
Española: 505.367.1200
Albuquerque/Rio Rancho: 505.798.5900
Las Cruces: 575.521.2400
Apply in person at any one of our convenient locations.
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Home Equity Lending

Obtaining a Home Equity Loan from Century Bank can allow you to make your remodel dreams a reality!

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Tap. Snap. Send.

That's how easy it is to deposit a check with Century Bank's Remote Deposit Anywhere.


Mobile Banking Built for Me.

Check your balance, transfer money or pay bills - anytime, anywhere.


We Bring Local to Life.