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We make borrowing easy by offering personal loans, both secured and unsecured, based on your available collateral.

Unsecured Personal Loan 1,2,3

  • Minimum loan size of $1,000
  • Terms up to 60 months depending on loan amount


CD/Savings Secured 1,2,3

  • Minimum loan size of $1,000
  • Instant in-branch approval.

Personal Line of Credit 1,2,3

  • Credit lines from $500 to $100,000
  • Can be used as overdraft protection
  • No fee for each automatic transfer
  • Access your Personal Line of Credit by making a transfer (online, mobile app, telephone, or in person)4
  • Interest is charged only on the amount borrowed (balance due)


Credit Constructor 1,2,3

Century Bank offers loans for those who want to establish their credit as a first-time borrower

  • New or Used Auto - Terms up to 60 months
  • Unsecured Personal Loans - Terms up to 36 months

1Offer of credit is subject to credit approval
2Other restrictions may apply
3Terms subject to change without notice. For more information about rates, fees and other terms, contact a local Century Bank Representative.
4Mobile Banking is provided by Century Bank at no additional cost, however, you may incur charges to receive internet, cellular or other data service on your mobile device. You may also incur charges from your telecommunications carrier when sending and receiving information in connection with your use of Mobile Banking.

For questions or to obtain a rate quote, call us at 505.995.1200, visit any of our locations or complete a contact form and we'll call you within one business day!

Mobile phone accessing an application icon

Mobile Banking 

With Century Bank's Mobile App we are a tap away. Your bank goes where you go.

Man using tablet in a coffee shop

Mobile Banking

Check your balance, transfer money, or pay your bills - anytime, anywhere.


A Symbol of STRENGTH for More Than a Century