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Rates as of 12.05.19 

Personal Checking, Savings and Money Market 

Account Type
Minimum Deposit to Open
Minimum Daily 
Balance to Obtain  Annual Percentage Yield (APY)
Fixed or Variable Rate
Interest
Rate
APY
Century Interest Checking 1, 2
$100 $0.01 Variable 0.01% 0.01%
Century Platinum Checking 1, 2 $100 $1,000 Variable 0.00% 0.00%


Over $1,000 Variable 0.02% 0.02%
High Performance Savings 1, 3 $25 $100 Variable 0.10% 0.10%
Minor Savings 1, 3 $25 $25 Variable 0.10% 0.10%
High Performance Money Market 1, 2 $5,000  $1,000 Variable 0.10% 0.10%


$10,000 Variable 0.10% 0.10%


$25,000 Variable 0.10%
0.10%


$50,000 Variable 0.15% 0.15%


$100,000 Variable 0.25% 0.25%
 Business Checking, Savings and Money Market 
Account Type
Minimum Deposit to Open
Minimum Daily 
Balance to Obtain  Annual Percentage Yield (APY)
Fixed or Variable Rate
Interest Rate
APY
Business Plus Interest 1, 2 $500 $5,000 Variable 0.01% 0.01%
Business High Performance Savings   1, 2 $25 $100 Variable 0.10% 0.10%
Business High Performance Money Market 1, 2 $5,000 $1,000 Variable 0.10% 0.10%


$10,000 Variable 0.10% 0.10%
 

$25,000 Variable 0.10% 0.10%


$50,000 Variable 0.15% 0.15% 


$100,000 Variable 0.25% 0.25%
1 Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
2 Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings.
3 Interest is calculated on collected daily balance, compounded daily and credited quarterly. Fees may reduce earnings.

 

Certificates of Deposit

Term
Minimum Deposit to Open
Minimum Daily Balance to Obtain Annual Percentage Yield (APY)
Fixed or Variable Rate
Interest Rate
APY
90 day a, b $1,000 $1,000 Fixed 0.25% 0.25%
182 Day a, b $1,000 $1,000 Fixed 0.35% 0.35%
1 Year a, b $1,000 $1,000 Fixed 0.90% 0.90%
2 Year a, b $1,000 $1,000 Fixed 1.00% 1.00%
3 Year a, b $1,000 $1,000 Fixed 1.10% 1.10%
4 Year a, b $1,000 $1,000 Fixed 1.20% 1.20%
5 Year a, b $1,000 $1,000 Fixed 1.40% 1.40%
 

Retirement Accounts 

Term
Minimum Deposit to Open
Minimum Daily Balance to Obtain Annual Percentage Yield (APY)
Fixed or Variable Rate
Interest Rate
APY
1 Year b, c $1,000 $1,000 Fixed 0.90% 0.90%
2 Year b, c $1,000 $1,000 Fixed 1.00% 1.00%
3 Year b, c $1,000 $1,000 Fixed 1.10% 1.10%
4 Year b, c $1,000 $1,000 Fixed 1.20% 1.21%
5 Year b, c $1,000 $1,000 Fixed 1.40% 1.41%
Money Market IRA d, e $100 $100 Variable 0.50% 0.50%
a APY above assumes interest remains on deposit and is compounded at maturity. If the term is one year or longer, interest is compounded annually unless otherwise requested.
b Penalty for early withdrawal. Fees may reduce earnings on accounts. 
c Interest is compounded quarterly and credited quarterly
d Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
e Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings on accounts.
 
Contact a Century Bank representative for more information about our accounts, fees, terms and conditions.
 
 
 
 
 
 
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