HomeCentury Bank
Rates
Rates as of 12.05.19
Personal Checking, Savings and Money Market
|
Account Type
|
Minimum Deposit to Open
|
Minimum Daily
Balance to Obtain Annual Percentage Yield (APY)
|
Fixed or Variable Rate
|
Interest
Rate
|
APY
|
|---|---|---|---|---|---|
| Century Interest Checking 1, 2 |
$100 | $0.01 | Variable | 0.01% | 0.01% |
| Century Platinum Checking 1, 2 | $100 | $1,000 | Variable | 0.00% | 0.00% |
| Over $1,000 | Variable | 0.02% | 0.02% | ||
| High Performance Savings 1, 3 | $25 | $100 | Variable | 0.10% | 0.10% |
| Minor Savings 1, 3 | $25 | $25 | Variable | 0.10% | 0.10% |
| High Performance Money Market 1, 2 | $5,000 | $1,000 | Variable | 0.10% | 0.10% |
| $10,000 | Variable | 0.10% | 0.10% | ||
| $25,000 | Variable | 0.10% |
0.10%
|
||
| $50,000 | Variable | 0.15% | 0.15% | ||
| $100,000 | Variable | 0.25% | 0.25% |
Business Checking, Savings and Money Market
|
Account Type
|
Minimum Deposit to Open
|
Minimum Daily
Balance to Obtain Annual Percentage Yield (APY)
|
Fixed or Variable Rate
|
Interest Rate
|
APY
|
|---|---|---|---|---|---|
| Business Plus Interest 1, 2 | $500 | $5,000 | Variable | 0.01% | 0.01% |
| Business High Performance Savings 1, 2 | $25 | $100 | Variable | 0.10% | 0.10% |
| Business High Performance Money Market 1, 2 | $5,000 | $1,000 | Variable | 0.10% | 0.10% |
| $10,000 | Variable | 0.10% | 0.10% | ||
|
|
$25,000 | Variable | 0.10% | 0.10% | |
| $50,000 | Variable | 0.15% | 0.15% | ||
| $100,000 | Variable | 0.25% | 0.25% |
2 Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings.
3 Interest is calculated on collected daily balance, compounded daily and credited quarterly. Fees may reduce earnings.
Certificates of Deposit
|
Term
|
Minimum Deposit to Open
|
Minimum Daily Balance to Obtain Annual Percentage Yield (APY)
|
Fixed or Variable Rate
|
Interest Rate
|
APY
|
|---|---|---|---|---|---|
| 90 day a, b | $1,000 | $1,000 | Fixed | 0.25% | 0.25% |
| 182 Day a, b | $1,000 | $1,000 | Fixed | 0.35% | 0.35% |
| 1 Year a, b | $1,000 | $1,000 | Fixed | 0.90% | 0.90% |
| 2 Year a, b | $1,000 | $1,000 | Fixed | 1.00% | 1.00% |
| 3 Year a, b | $1,000 | $1,000 | Fixed | 1.10% | 1.10% |
| 4 Year a, b | $1,000 | $1,000 | Fixed | 1.20% | 1.20% |
| 5 Year a, b | $1,000 | $1,000 | Fixed | 1.40% | 1.40% |
Retirement Accounts
|
Term
|
Minimum Deposit to Open
|
Minimum Daily Balance to Obtain Annual Percentage Yield (APY)
|
Fixed or Variable Rate
|
Interest Rate
|
APY
|
|---|---|---|---|---|---|
| 1 Year b, c | $1,000 | $1,000 | Fixed | 0.90% | 0.90% |
| 2 Year b, c | $1,000 | $1,000 | Fixed | 1.00% | 1.00% |
| 3 Year b, c | $1,000 | $1,000 | Fixed | 1.10% | 1.10% |
| 4 Year b, c | $1,000 | $1,000 | Fixed | 1.20% | 1.21% |
| 5 Year b, c | $1,000 | $1,000 | Fixed | 1.40% | 1.41% |
| Money Market IRA d, e | $100 | $100 | Variable | 0.50% | 0.50% |
a APY above assumes interest remains on deposit and is compounded at maturity. If the term is one year or longer, interest is compounded annually unless otherwise requested.
b Penalty for early withdrawal. Fees may reduce earnings on accounts.
c Interest is compounded quarterly and credited quarterly
d Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
e Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings on accounts.
Contact a Century Bank representative for more information about our accounts, fees, terms and conditions.
