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Rates as of 5.28.2020
Personal Checking, Savings and Money Market
Account Type Minimum
Deposit
to Open
Minimum Daily
Balance to
Obtain APY*
Fixed or
Variable Rate
Interest
Rate
APY*
Century Interest Checking 1, 2 $100 $0.01 Variable 0.01% 0.01%
Century Platinum Checking 1, 2 $100 $1,000 Variable 0.00% 0.00%
Over $1,000 Variable 0.02% 0.02%
High Performance Savings 1, 3 $25 $100 Variable 0.05% 0.05%
Minor Savings 1, 3 $25 $25 Variable 0.05% 0.05%
High Performance
Money Market
1, 2
$5,000 $1,000 Variable 0.05% 0.05%
$10,000 Variable 0.05% 0.05%
$25,000 Variable 0.05% 0.05%
$50,000 Variable 0.10% 0.10%
$100,000 Variable 0.15% 0.15%
 
Business Checking, Savings and Money Market
Account Type Minimum
Deposit
to Open
Minimum Daily
Balance to
Obtain APY*
Fixed or
Variable Rate
Interest
Rate
APY*
Business Plus Interest 1, 2 $500 $5,000 Variable 0.01% 0.01%
Business High Performance
Savings
1, 2
$25 $100 Variable 0.05% 0.05%
Business High Performance
Money Market
1, 2
$5,000 $1,000 Variable 0.05% 0.05%
$10,000 Variable 0.05% 0.05%
$25,000 Variable 0.05% 0.05%
$50,000 Variable 0.10% 0.10%
$100,000 Variable 0.15% 0.15%
* APY means Annual Percentage Yield.
1 Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
2 Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings.
3 Interest is calculated on collected daily balance, compounded daily and credited quarterly. Fees may reduce earnings.
 
Certificates of Deposit
Term Minimum
Deposit
to Open
Minimum Daily
Balance to
Obtain APY*
Fixed or
Variable Rate
Interest
Rate
APY*
90 day a, b $1,000 $1,000 Fixed 0.25% 0.25%
182 day a, b $1,000 $1,000 Fixed 0.35% 0.35%
1 year a, b $1,000 $1,000 Fixed 0.60% 0.60%
2 year a, b $1,000 $1,000 Fixed 0.70% 0.70%
3 year a, b $1,000 $1,000 Fixed 0.80% 0.80%
4 year a, b $1,000 $1,000 Fixed 0.90% 0.90%
5 year a, b $1,000 $1,000 Fixed 1.00% 1.00%
 
Retirement Accounts
Term Minimum
Deposit
to Open
Minimum Daily
Balance to
Obtain APY*
Fixed or
Variable Rate
Interest
Rate
APY*
1 year b, c $1,000 $1,000 Fixed 0.60% 0.60%
2 year b, c $1,000 $1,000 Fixed 0.70% 0.70%
3 year b, c $1,000 $1,000 Fixed 0.80% 0.80%
4 year b, c $1,000 $1,000 Fixed 0.90% 0.90%
5 year b, c $1,000 $1,000 Fixed 1.00% 1.00%
Money Market IRA d, e $100 $100 Variable 0.50% 0.50%
* APY means Annual Percentage Yield.
a APY above assumes interest remains on deposit and is compounded at maturity. If the term is one year or longer, interest is compounded annually unless otherwise requested.
b Penalty for early withdrawal. Fees may reduce earnings on accounts.
c Interest is compounded quarterly and credited quarterly.
d Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
e Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings on accounts.
 
Contact a Century Bank representative for more information about our accounts, fees, terms and conditions.
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