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Rates
Rates as of 9.21.2023
| Account Type | Minimum Deposit to Open |
Minimum Daily Balance to Obtain APY* |
Fixed or Variable Rate |
Interest Rate |
APY* |
|---|---|---|---|---|---|
| Century Interest Checking 1, 2 | $100 | $0.01 | Variable | 0.01% | 0.01% |
| Century Platinum Checking 1, 2 | $100 | $1,000 | Variable | 0.00% | 0.00% |
| Over $1,000 | Variable | 0.01% | 0.01% | ||
| High Performance Savings 1, 3 | $25 | $100 | Variable | 0.03% | 0.03% |
| Minor Savings 1, 3 | $25 | $25 | Variable | 0.03% | 0.03% |
| High Performance Money Market 1, 2 |
$5,000 | $1,000 | Variable | 0.01% | 0.01% |
| $10,000 | Variable | 0.01% | 0.01% | ||
| $25,000 | Variable | 0.02% | 0.02% | ||
| $50,000 | Variable | 0.02% | 0.02% | ||
| $100,000 | Variable | 0.03% | 0.03% | ||
Liberty Money Market 1, 2 |
$15,000 | $1,000 | Variable | 2.13% | 2.15% |
| $50,000 | Variable | 2.42% | 2.45% | ||
| $150,000 | Variable | 3.44% | 3.50% |
| Account Type | Minimum Deposit to Open |
Minimum Daily Balance to Obtain APY* |
Fixed or Variable Rate |
Interest Rate |
APY* |
|---|---|---|---|---|---|
| Business Plus Interest 1, 2 | $500 | $5,000 | Variable | 0.01% | 0.01% |
| Business High Performance Savings 1, 3 |
$25 | $100 | Variable | 0.03% | 0.03% |
| Business High Performance Money Market 1, 2 |
$5,000 | $1,000 | Variable | 0.01% | 0.01% |
| $10,000 | Variable | 0.01% | 0.01% | ||
| $25,000 | Variable | 0.02% | 0.02% | ||
| $50,000 | Variable | 0.02% | 0.02% | ||
| $100,000 | Variable | 0.03% | 0.03% | ||
| Business Liberty Money Market 1, 2 |
$20,000 | $1,000 | Variable | 1.73% | 1.75% |
| $50,000 | Variable | 1.98% | 2.00% | ||
| $250,000 | Variable | 3.44% | 3.50% |
* APY means Annual Percentage Yield.
1 Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
2 Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings.
3 Interest is calculated on collected daily balance, compounded daily and credited quarterly. Fees may reduce earnings.
| Term | Minimum Deposit to Open |
Minimum Daily Balance to Obtain APY* |
Fixed or Variable Rate |
Interest Rate |
APY* |
|---|---|---|---|---|---|
| 90 day a, b | $1,000 | $1,000 | Fixed | 1.75% | 1.76% |
| 182 day a, b | $1,000 | $1,000 | Fixed | 5.05% | 5.11% |
| 1 year a, b | $1,000 | $1,000 | Fixed | 4.00% | 4.00% |
| 2 year a, b | $1,000 | $1,000 | Fixed | 3.50% | 3.50% |
| 3 year a, b | $1,000 | $1,000 | Fixed | 3.00% | 3.00% |
| 4 year a, b | $1,000 | $1,000 | Fixed | 3.00% | 3.00% |
| 5 year a, b | $1,000 | $1,000 | Fixed | 3.00% | 3.00% |
| Term | Minimum Deposit to Open |
Minimum Daily Balance to Obtain APY* |
Fixed or Variable Rate |
Interest Rate |
APY* |
|---|---|---|---|---|---|
| 1 year b, c | $1,000 | $1,000 | Fixed | 4.00% | 4.06% |
| 2 year b, c | $1,000 | $1,000 | Fixed | 3.50% | 3.55% |
| 3 year b, c | $1,000 | $1,000 | Fixed | 3.00% | 3.03% |
| 4 year b, c | $1,000 | $1,000 | Fixed | 3.00% | 3.03% |
| 5 year b, c | $1,000 | $1,000 | Fixed | 3.00% | 3.03% |
| Money Market IRA d, e | $100 | $100 | Variable | 0.50% | 0.50% |
* APY means Annual Percentage Yield.
a APY above assumes interest remains on deposit and is compounded at maturity. If the term is one year or longer, interest is compounded annually unless otherwise requested.
b Penalty for early withdrawal. Fees may reduce earnings on accounts.
c Interest is compounded quarterly and credited quarterly.
d Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
e Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings on accounts.
f Upon maturity, the CD will automatically renew as a 6 Month Classic CD at the current interest rate.
g To obtain cd special rate: Must open or own an existing Century Bank personal checking account (Fees may be associated with a Century Bank checking account. Speak with a Century Bank representative for more information.) Promotional rate cannot be combined with any other offers. No public funds or brokerage deposits. Personal accounts only (not for businesses). Available for a limited time beginning March 3, 2023.
h Upon maturity, the CD will automatically renew as a 2 Year Classic CD at the current interest rate.
Contact a Century Bank representative for more information about our accounts, fees, terms and conditions.
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