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Rates as of 4.11.2024
Personal Checking, Savings and Money Market
Account Type Minimum
Deposit
to Open
Minimum Daily
Balance to
Obtain APY*
Fixed or
Variable Rate
Interest
Rate
APY*
Century Interest Checking 1, 2 $100 $0.01 Variable 0.01% 0.01%
Century Platinum Checking 1, 2 $100 $1,000 Variable 0.00% 0.00%
Over $1,000 Variable 0.01% 0.01%
High Performance Savings 1, 3 $25 $100 Variable 0.03% 0.03%
Minor Savings 1, 3 $25 $25 Variable 0.03% 0.03%
High Performance
Money Market
1, 2
$5,000 $1,000 Variable 0.01% 0.01%
$10,000 Variable 0.01% 0.01%
$25,000 Variable 0.02% 0.02%
$50,000 Variable 0.02% 0.02%
$100,000 Variable 0.03% 0.03%
Liberty Money Market 1, 2
$15,000 $1,000 Variable 2.13% 2.15%
$50,000 Variable 2.42% 2.45%
$150,000 Variable 3.44% 3.50%

Business Checking, Savings and Money Market
Account Type Minimum
Deposit
to Open
Minimum Daily
Balance to
Obtain APY*
Fixed or
Variable Rate
Interest
Rate
APY*
Business Plus Interest 1, 2 $500 $5,000 Variable 0.01% 0.01%
Business High Performance
Savings
1, 3
$25 $100 Variable 0.03% 0.03%
Business High Performance
Money Market
1, 2
$5,000 $1,000 Variable 0.01% 0.01%
$10,000 Variable 0.01% 0.01%
$25,000 Variable 0.02% 0.02%
$50,000 Variable 0.02% 0.02%
$100,000 Variable 0.03% 0.03%
Business Liberty
Money Market 1, 2
$20,000 $1,000 Variable 1.73% 1.75%
$50,000 Variable 1.98% 2.00%
$250,000 Variable 3.44% 3.50%
* APY means Annual Percentage Yield.
1 Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
2 Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings.
3 Interest is calculated on collected daily balance, compounded daily and credited quarterly. Fees may reduce earnings.

Certificates of Deposit
Term Minimum
Deposit
to Open
Minimum Daily
Balance to
Obtain APY*
Fixed or
Variable Rate
Interest
Rate
APY*
90 day a, b $1,000 $1,000 Fixed 1.75% 1.76%
182 day a, b $1,000 $1,000 Fixed 5.00% 5.06%
1 year a, b $1,000 $1,000 Fixed 4.00% 4.00%
2 year a, b $1,000 $1,000 Fixed 3.50% 3.50%
3 year a, b $1,000 $1,000 Fixed 3.00% 3.00%
4 year a, b $1,000 $1,000 Fixed 3.00% 3.00%
5 year a, b $1,000 $1,000 Fixed 3.00% 3.00%

Retirement Accounts
Term Minimum
Deposit
to Open
Minimum Daily
Balance to
Obtain APY*
Fixed or
Variable Rate
Interest
Rate
APY*
1 year b, c $1,000 $1,000 Fixed 4.00% 4.06%
2 year b, c $1,000 $1,000 Fixed 3.50% 3.55%
3 year b, c $1,000 $1,000 Fixed 3.00% 3.03%
4 year b, c $1,000 $1,000 Fixed 3.00% 3.03%
5 year b, c $1,000 $1,000 Fixed 3.00% 3.03%
Money Market IRA d, e $100 $100 Variable 0.50% 0.50%
* APY means Annual Percentage Yield.
a APY above assumes interest remains on deposit and is compounded at maturity. If the term is one year or longer, interest is compounded annually unless otherwise requested.
b Penalty for early withdrawal. Fees may reduce earnings on accounts.
c Interest is compounded quarterly and credited quarterly.
d Interest rates are subject to change at any time without limitation or notice. Rate may change after the account is opened.
e Interest is calculated on collected daily balance, compounded daily and credited monthly. Fees may reduce earnings on accounts.
f Upon maturity, the CD will automatically renew as a 6 Month Classic CD at the current interest rate.
g To obtain cd special rate: Must open or own an existing Century Bank personal checking account (Fees may be associated with a Century Bank checking account. Speak with a Century Bank representative for more information.) Promotional rate cannot be combined with any other offers. No public funds or brokerage deposits. Personal accounts only (not for businesses). Available for a limited time beginning March 3, 2023.
h Upon maturity, the CD will automatically renew as a 2 Year Classic CD at the current interest rate.

Contact a Century Bank representative for more information about our accounts, fees, terms and conditions.






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